Past results do not decide your future score — your preparation does. CertkingdomPDF helps you rebuild your study plan for the CII Insurance law (IL) exam with 121 verified practice questions and a free demo so you can judge the quality before you spend anything.
CII M05 Exam Syllabus Topics:
| Section | Weight | Objectives |
|---|---|---|
| Topic 1: Terms and Interpretation of Insurance Contracts | 16% | - Conditions, warranties, exceptions
|
| Topic 2: Claims and Loss Settlement | 14% | - Notification, proof of loss, measure of indemnity
|
| Topic 3: Law of Contract | 12% | - Formation of contract
|
| Topic 4: English Legal System and Basic Concepts | 10% | - Nature and sources of law
|
| Topic 5: Formation of Insurance Contracts | 18% | - Utmost good faith, disclosure, representation
|
| Topic 6: Law of Agency | 8% | - Authority, duties, rights and liabilities
|
| Topic 7: Legislation and Regulation | 14% | - Consumer protection, data protection, FCA/PRA rules
|
| Topic 8: Law of Torts | 8% | - Principles of tort liability
|
M05 Exam Retake FAQs
No mandatory prerequisites; recommended for those holding Certificate in Insurance or equivalent knowledge
You can confirm the current eligibility requirements on the official M05 exam page before you register.
The CII Insurance law (IL) exam contains 50 (40 standard MCQ + 10 multiple response) questions, and you will have 60 minutes minutes to complete them. Practicing under the same time pressure is one of the most effective ways to prepare for a retake.
Each of the three versions — PDF, PC test engine, and online test engine — has its own strengths, and the fastest way to find your fit is to try them. Free demos are available for every version, so download each one and compare how the questions, layout, and testing modes feel before you commit.
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The CII Insurance law (IL) practice questions are organized around the official exam objectives. Key topics include:
- Terms and Interpretation of Insurance Contracts (16%)
- Law of Contract (12%)
- English Legal System and Basic Concepts (10%)
Studying topic by topic helps you find the weak areas that cost you points last time.
Many candidates combine practice questions with official training. Recommended options include:
This package includes 121 practice questions for the CII Insurance law (IL) exam, with verified answers reviewed by an experienced team of IT experts and certified professionals.
You can register for the CII Insurance law (IL) exam through the official channels:
The CII Insurance law (IL) exam requires a score of 65% (exam), 60% (coursework) to pass, and the official registration fee is Approx. £195 - £240 GBP. Retake candidates should budget for both the exam fee and a preparation tool that is actually worth the money.
CII Insurance law (IL) Sample Questions:
For this question more than 1 option is correct. You must select all the correct options to gain the mark. What are the characteristics of an express term in reaching or recording an agreement?
- A. It will usually override any implied term which conflicts with it.
- B. It may be oral or in writing.
- C. It may be implied by conduct.
- D. It must be evidenced in documentary form.
Correct Answer: A,B 🗳️
Which of the following is a characteristic of a contract of insurance?
- A. It involves a promise of a return on investment
- B. It must be written in a formal language
- C. It is always a contract of adhesion
- D. It requires both parties to meet in person
Correct Answer: C 🗳️
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In an insurance policy arranged through an insurance broker the parties to the contract are the:
- A. insurance broker only
- B. insured only
- C. Insurance broker and the insured only
- D. insured and the insurer only
Correct Answer: D 🗳️
For this question more than 1 option is correct. You must select all the correct options to gain the mark.
A proposer for private motorcycle insurance carelessly states the motorcycle's engine capacity as 500cc when in fact it is 1500cc. A policy is issued by the insurer on this basis. In the event of a valid claim causing damage to the motorcycle, what potential remedies are available to the insurer under the Consumer Insurance (Disclosure and Representations) Act 2012?
- A. Avoid the contract, refuse all claims and keep the premium.
- B. Reduce the claim amount in proportion to the premium it would have charged.
- C. Apply any terms it would have applied if the misrepresentation had not taken place.
- D. Reject the claim, but maintain the policy.
Correct Answer: B,C 🗳️
A married couple have equal shares in a property and are insured under a buildings insurance policy. What is the likely position in law of a breach of good faith by one party, which was unknown to the other party?
- A. Cover would be maintained in full for the innocent party as the cover is likely to be a composite policy.
- B. Cover would be maintained in full for the innocent party as the cover is likely to be a joint policy
- C. Cover for both parties would be invalidated as the cover is likely to be a joint policy.
- D. Cover for both parties would be invalidated as the cover is likely to be a composite policy.
Correct Answer: C 🗳️
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